Starting a business does not always mean spending lakhs of rupees. In 2026, you can start earning money with less than ₹10,000, using your skills, creativity, and a bit of determination. Whether you want a side hustle or a full-time venture, here are 10 ultra-low investment business ideas under ₹10,000 that can help you kickstart your entrepreneurial journey.
1. Homemade Food Delivery Service
If cooking is your passion, you can turn it into a business by offering homemade meals in your local area. Focus on popular dishes or healthy meals for office workers.
Investment Breakdown:
- Raw ingredients: ₹3,000 – ₹5,000
- Packaging and delivery materials: ₹2,000 – ₹3,000
- Marketing: ₹1,000 – ₹2,000
Profit Potential: ₹5,000 – ₹15,000/month depending on the number of orders.
Why it works: People love convenient, tasty, and hygienic homemade food, and this business has consistent demand.
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2. Freelance Content Writing
If writing comes naturally to you, freelance content writing can be highly rewarding. Businesses need articles, blogs, and social media content to attract customers online.
Investment Breakdown:
- Laptop or PC (already available)
- Internet connection: ₹500 – ₹1,000/month
- Portfolio setup: ₹2,000
Profit Potential: ₹5,000 – ₹20,000/month initially, can grow higher with experience.
Why it works: Content is the backbone of online marketing. Skilled writers are always in demand.
3. Handmade Crafts and Products
From candles and soaps to greeting cards, handmade products sell well, especially during festivals or events. Unique items can create a loyal customer base.
Investment Breakdown:
- Raw materials: ₹4,000 – ₹6,000
- Packaging: ₹1,000
- Online selling platform fees: ₹1,000 – ₹2,000
Profit Potential: ₹5,000 – ₹15,000/month
Why it works: Handmade products are valued for their uniqueness, and social media can help you reach buyers easily.
ALSO READ | Handmade Business Ideas for Women Entrepreneurs in 2025
4. Tiffin Service for Office Workers
Offering daily meals to office-goers is a reliable way to earn a steady income. Focus on hygiene, taste, and timely delivery.
Investment Breakdown:
- Cooking utensils and containers: ₹3,000 – ₹5,000
- Ingredients: ₹2,000 – ₹3,000
- Marketing and delivery: ₹1,000 – ₹2,000
Profit Potential: ₹8,000 – ₹20,000/month depending on customers.
Why it works: Regular clients and referrals make this business stable and scalable.
5. Social Media Management
Many small businesses cannot afford a full-time social media employee, so they hire freelancers to manage their accounts.
Investment Breakdown:
- Smartphone and internet connection (already available)
- Learning resources or short online courses: ₹1,000 – ₹3,000
Profit Potential: ₹5,000 – ₹25,000/month initially, with potential for more clients.
Why it works: Every business wants an online presence, and you can help them grow while earning from home.
6. Plant Nursery Business
Selling indoor plants, succulents, or flowering plants can be profitable. Urban gardening and eco-friendly living trends are on the rise.
Investment Breakdown:
- Saplings and seeds: ₹3,000 – ₹5,000
- Pots and fertilisers: ₹2,000
- Marketing: ₹1,000 – ₹2,000
Profit Potential: ₹5,000 – ₹15,000/month depending on plant variety and demand.
Why it works: People love adding greenery to homes and offices, and low-cost plants sell fast.
7. Personalised Gifts
Customised mugs, t-shirts, keychains, and photo frames make excellent gifts. You can take orders online and deliver locally or through a courier.
Investment Breakdown:
- Raw materials and printing: ₹4,000 – ₹6,000
- Packaging: ₹1,000 – ₹2,000
- Online promotion: ₹1,000
Profit Potential: ₹5,000 – ₹20,000/month during festive seasons.
Why it works: Personalised gifts have emotional value, and customers are willing to pay extra for uniqueness.
8. Home-Based Tutoring
If you excel in academics, music, or fitness, you can teach students online or in person. Parents are always seeking quality tutors for their children.
Investment Breakdown:
- Teaching materials and stationery: ₹1,000 – ₹2,000
- Online tools (Zoom, Google Meet): Free to ₹1,000
- Marketing: ₹1,000
Profit Potential: ₹5,000 – ₹15,000/month per batch of students.
Why it works: Education is evergreen, and word-of-mouth referrals help grow your business quickly.
9. Digital Products
Selling e-books, worksheets, templates, or printables requires minimal investment and no physical inventory.
Investment Breakdown:
- Laptop (already available)
- Software/tools: ₹2,000 – ₹3,000
- Marketing: ₹1,000 – ₹2,000
Profit Potential: ₹5,000 – ₹20,000/month depending on niche and marketing.
Why it works: Digital products can reach a global audience and provide passive income once created.
ALSO READ | Top 10 High-Demand Reselling Business Ideas in India
10. Reselling Products Online
Buy products at wholesale rates and sell them online via Amazon, Flipkart, or social media. Trending products like accessories, gadgets, or home decor are in demand.
Investment Breakdown:
- Initial stock: ₹5,000 – ₹7,000
- Packaging and shipping: ₹1,000 – ₹2,000
- Online listing fees: ₹500 – ₹1,000
Profit Potential: ₹5,000 – ₹20,000/month depending on product popularity.
Why it works: Reselling is simple to start and does not require special skills. Proper research on trending products increases your chance of success.
Tips for Starting Ultra-Low-Investment Businesses
Starting a business with under ₹10,000 is exciting, but a few smart strategies can help you maximise profits and avoid common mistakes:
- Start from Home: Save on rent and utilities by running your business from home until it grows.
- Use Free Marketing Tools: Social media platforms like Instagram, Facebook, and WhatsApp are free ways to reach potential customers.
- Test Your Idea First: Before investing heavily, offer your product or service to a small group to see if there is demand.
- Focus on Quality: Even on a small budget, good quality products or services will get repeat customers and referrals.
- Track Expenses: Keep a record of every rupee spent and earned to ensure your business is profitable.
- Learn Continuously: Free online courses or YouTube tutorials can teach skills like digital marketing, photography, or basic accounting.
- Leverage Word-of-Mouth: Encourage satisfied customers to refer friends and family. It is the cheapest and most effective marketing.
By following these tips, you can grow your ultra-low investment business efficiently and turn a small ₹10,000 investment into a sustainable income source.
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Conclusion
Starting a business under ₹10,000 in 2026 is not only possible but also practical. The key is to choose a business that aligns with your skills, interests, and market demand. These low-investment ideas allow you to test the waters without taking major financial risks. Start small, learn as you go, and scale gradually. With dedication, consistency, and smart marketing, even a modest investment can grow into a profitable venture.
Remember, every big business started small. Your ₹10,000 could be the first step toward your entrepreneurial journey.
