Table of contents
- Who is Nikhil Kamath? – Early Life & Background
- Nikhil Kamath’s Net Worth in 2025
- Nikhil Kamath’s Career Journey: Step-by-Step
- Companies Founded by Nikhil Kamath
- Awards & Recognition
- Education vs Practical Knowledge
- Investment Style & Philosophy
- Fun Facts about Nikhil Kamath
- Key Takeaways from Nikhil Kamath’s Life
- Conclusion
- Frequently Asked Questions (FAQs)
Nikhil Kamath, co-founder of Zerodha, India’s largest stock brokerage platform, has an extraordinary rags-to-riches story. From working at a call centre at 17 to becoming India’s youngest self-made billionaire, his journey is nothing short of inspiring. Today, the term “Nikhil Kamath net worth” is searched by millions who are eager to know how he achieved such massive success at such a young age.
Who is Nikhil Kamath? – Early Life & Background

Particulars | Details |
---|---|
Full Name | Nikhil Kamath |
Date of Birth | September 5, 1986 |
Age (as of 2025) | 38 Years |
Birthplace | Shimoga, Karnataka, India |
Nationality | Indian |
Education | Dropped out after Class 10 |
First Job | Call center executive at 17 |
Current Role | Co-Founder of Zerodha & True Beacon |
🔍 Highlights:
- Dropped out of school after Class 10.
- Started trading stocks at 17.
- Co-founded Zerodha at 23.
- Youngest self-made billionaire in India.
Nikhil Kamath’s Net Worth in 2025
Estimated Net Worth: ₹25,000 Crores+ (~$3 Billion)
Net Worth Growth Over Years (Approx):
Year | Net Worth (₹ Crores) | Major Reason |
---|---|---|
2015 | ₹1,000 | Zerodha growth begins |
2020 | ₹9,000 | COVID-era trading boom |
2023 | ₹18,000 | Rise of Zerodha & True Beacon |
2025 | ₹25,000+ | Investment diversification |
📌 Zerodha now handles over 1 crore client accounts and processes ₹2,000+ crores in daily trade volume.
Nikhil Kamath’s Career Journey: Step-by-Step
1. Early Struggles & First Job
- Quit school after Class 10.
- Worked at a call centre for ₹8,000/month.
- Used savings to start stock trading.
2. Trading Success
- Started a portfolio management Business for friends & colleagues.
- Gained a strong reputation as a disciplined trader.
3. Founding Zerodha (2010)
- Co-founded Zerodha with his brother Nithin Kamath.
- Offered zero brokerage for delivery trades — revolutionary in India.
- Focused on tech-first platform: fast, cheap, and simple.
4. Launching True Beacon (2019)
- Started True Beacon, an asset management company for ultra-HNIs.
- Offers a zero-fee fund structure, focusing on transparency and performance.
Companies Founded by Nikhil Kamath

Company Name | Founded | Description |
---|---|---|
Zerodha | 2010 | Largest retail brokerage firm in India. |
True Beacon | 2019 | Asset management for ultra-wealthy investors. |
Gruhas | 2021 | Investment platform in fintech & real estate. |
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Awards & Recognition
- Featured in Forbes India’s Rich List
- Listed in the Hurun India Rich List
- TEDx Speaker and top startup ecosystem influencer
- Part of WEF’s Young Global Leaders
Education vs Practical Knowledge
Despite not finishing formal education, Nikhil Kamath believes in learning by doing.
🗣️ “Degrees don’t matter if you are hungry to learn every day.” – Nikhil Kamath
He reads 2–3 hours daily, focusing on philosophy, finance, and behavior psychology.
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Investment Style & Philosophy
- Low-cost investing is key.
- Believes in long-term vision over short-term profits.
- Strong advocate of wealth distribution and philanthropy.
Portfolio Snapshot:
- 60% in equities
- 20% in startups
- 10% in global markets
- 10% in philanthropy and social causes
Fun Facts about Nikhil Kamath
- Plays the piano and chess.
- He is a school dropout but employs IIT/IIM graduates.
- Hosted celebrities like Narendra Modi, Sadhguru, and Anupam Kher on his podcast.
- Doesn’t believe in owning luxury cars or watches.
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Key Takeaways from Nikhil Kamath’s Life

✔️ Success doesn’t require a degree.
✔️ Discipline & knowledge matter more than status.
✔️ Timing, patience, and innovation win in business.
✔️ Stay humble even after achieving success.
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Conclusion
Nikhil Kamath’s story proves that you don’t need a rich background or a fancy degree to become successful. With intelligence, discipline, and a bit of courage, anyone can achieve big dreams. Today, as people Google “Nikhil Kamath net worth,” they’re not just looking for numbers — they’re searching for inspiration. And in Kamath’s life, they find plenty.
Frequently Asked Questions (FAQs)
Nikhil Kamath’s estimated net worth in 2025 is over ₹25,000 crores (~$3 billion).
He became a billionaire through stock trading, founding Zerodha, and investing in financial services & startups.
He is 38 years old (as of 2025).
No, he dropped out after Class 10.
Zerodha is India’s largest discount stock brokerage platform, co-founded by Nikhil Kamath.
Yes, he is known as India’s youngest self-made billionaire.
True Beacon is a wealth management firm started by Kamath, targeting ultra-high-net-worth individuals.
His brother is Nithin Kamath, also a co-founder of Zerodha.
He is based in Bengaluru, Karnataka, India.
Yes, through his platform Gruhas, he invests in startups, especially in fintech, proptech, and healthtech.